Who Qualifies to Own a Captive Insurance Company?
Captive insurance isn't just for Fortune 500 companies. If your business meets certain criteria, you may already qualify.
Who Benefits: The Insurer or the Insured?
In traditional insurance, carriers profit from your premiums. With captive insurance, you become the insurer — and the benefits flow back to you.
Is Captive Insurance Simple or Complex?
Captive insurance can seem complicated, but the core concept is straightforward. Here's how to think about it.
Ignorance?!
Who's your biggest competitor? Ignorance. Captive insurance has been around nearly 100 years but remains misunderstood. Education is the key to overcoming it.
Good, Better, Best
Self-funding medical benefits is good. Adding a group captive is better. A single parent captive with stop-loss coverage is the best choice for maximizing efficiency.
The Bottom Line
What does the bottom line really mean for captive insurance? Premiums become profits, protection becomes pragmatic, and millions of dollars are at stake.
Stop-Loss Insurance: Protect Against Catastrophic Losses
Stop-loss insurance protects self-funded employers against catastrophic claims. Learn how adding a captive insurance layer completes your risk management program.
Formal or Informal?
Business owners insure risks formally or informally. Captive insurance lets you formally insure enterprise risks, turning a disadvantage into a significant advantage.
Flying and Captive Compliance
A Cessna cockpit ride reveals striking parallels between aviation safety checks and captive insurance compliance — discipline, preparation, and boundaries matter.
Captive Insurance for Private Equity: An Underutilized Advantage
Private equity firms paying $10-20 million in annual premiums to third parties are underutilizing captive insurance. Here are the top reasons why and how to fix it.
A Better Way to Risk Management Through Captive Insurance
Captive insurance offers business owners a formal way to insure exposures they're already self-insuring, creating operational, financial, and structural advantages.
Captive Insurance: The Solution
Business owners are always looking for solutions. Captive insurance is an advanced yet accessible solution offering control, flexibility, and wealth accumulation.
Win-Win-Win!
Captive insurance creates a true win-win-win: risk protection, retained earnings, and asset redeployment. Business owners benefit from both sides of the equation.
Timing and Sequencing
Like frosting a cake before baking it, getting the order wrong in captive insurance can derail results. Learn why timing and sequencing matter for your captive.
Business Volatility: Insure What Keeps You Up at Night
Market swings, supply chain disruptions, regulatory changes — captive insurance lets you cover the risks that keep you up at night.
It's About Time!
Successful business owners maximize their time. The cost of procrastination compounds daily. When it comes to captive insurance, the timing is right now.
A Better Way to Stop-Loss: Captive Insurance for Self-Funded Plans
Self-funded employers can reserve for potential claims inside their own captive insurance company, creating a new profit center and gaining control.
The Glossary of Captive Insurance
Essential captive insurance terminology explained: from capitalization and domicile to 831(a), 831(b), risk distribution, and series captives.
Renters Insurance: There's a Better Way
Property owners can turn $10/month renters insurance premiums into a $200,000+ annual profit center by owning their own captive insurance company.
Premiums: Profit or Expense?
Traditionally premiums are viewed negatively. But when you pay premiums to your own captive insurance company, they become profit. Discover the epiphany of premiums.
