Captive General

April 8, 2025

Is Captive Insurance Simple or Complex?

Captive insurance can seem complicated, but the core concept is straightforward. Here's how to think about it.

Ignorance?!

Who's your biggest competitor? Ignorance. Captive insurance has been around nearly 100 years but remains misunderstood. Education is the key to overcoming it.

Good, Better, Best

Self-funding medical benefits is good. Adding a group captive is better. A single parent captive with stop-loss coverage is the best choice for maximizing efficiency.

Formal or Informal?

Business owners insure risks formally or informally. Captive insurance lets you formally insure enterprise risks, turning a disadvantage into a significant advantage.

Flying and Captive Compliance

A Cessna cockpit ride reveals striking parallels between aviation safety checks and captive insurance compliance — discipline, preparation, and boundaries matter.

A Better Way to Risk Management Through Captive Insurance

Captive insurance offers business owners a formal way to insure exposures they're already self-insuring, creating operational, financial, and structural advantages.

Captive Insurance: The Solution

Business owners are always looking for solutions. Captive insurance is an advanced yet accessible solution offering control, flexibility, and wealth accumulation.

Win-Win-Win!

Captive insurance creates a true win-win-win: risk protection, retained earnings, and asset redeployment. Business owners benefit from both sides of the equation.

Timing and Sequencing

Like frosting a cake before baking it, getting the order wrong in captive insurance can derail results. Learn why timing and sequencing matter for your captive.

It's About Time!

Successful business owners maximize their time. The cost of procrastination compounds daily. When it comes to captive insurance, the timing is right now.

Premiums: Profit or Expense?

Traditionally premiums are viewed negatively. But when you pay premiums to your own captive insurance company, they become profit. Discover the epiphany of premiums.

Captive Change

The captive insurance industry has evolved to better serve business owners with increased premium limits, more coverage lines, and greater availability for all sizes.

Volleyball and Captives #2: Become That Player

Like a young athlete growing into a star role through physics, work, time, intent, and coaching, your business can become stronger with captive insurance.

Volleyball and Captives: Lessons from the Court

Eight hours of volleyball reveals powerful parallels to captive insurance: unforced errors, playing within the lines, feeding your best asset, and building momentum.

It Depends?

"It depends" isn't avoidance — it means every captive insurance answer is unique to your business. Data-driven, personalized answers lead to the best decisions.

The Search for the Forward Thinker

Forward thinkers turn risk management into wealth management. For business owners, embracing new opportunities like captive insurance is the key to continued growth.

Death and Taxes: Planning for Life's Two Certainties

Benjamin Franklin said nothing is certain except death and taxes. Yet too many people fail to plan for either. Captive insurance helps with both.

Data In, Dollars Out: The Business Intake Process for Captive Insurance

A simple business intake form takes two minutes to complete and provides the data needed to evaluate whether your company qualifies for captive insurance.

Control: Why Business Owners Need Captive Insurance

Captive insurance gives business owners greater control over risk management, claims, surplus assets, and cash flow. Control is why owners became owners.

Commitment: The Foundation of Captive Insurance Success

Captive insurance requires commitment — commitment to learn, to engage, and to follow through. Discover why commitment is the foundation of every successful captive.

COVID-19 Is Interrupting Your Business: Are You Insured?

Every business is affected by COVID-19. Captive insurance provides business interruption coverage for low frequency, high severity events like pandemics.

Long Term — in an Instant

In a world of instant gratification, long-term thinking creates real wealth. Captive insurance serves both immediate protection and long-term capital accumulation.

The Best Option to Invest $1 Million Dollars

Comparing after-tax, pre-tax, and a third investment option that offers control, flexibility, and converts ordinary income to long-term capital gains rates.

Tax Free Income for High Net Worth Business Owners

Successful business owners have four powerful ways to generate tax-free income, from life insurance strategies to QSBS and ESOPs. The holy grail is within reach.

Problem or Solution?

Business owners are always looking for solutions. Captive insurance is an advanced yet powerful solution that provides control, flexibility, and wealth accumulation.

Foresight Keeps Things in Perspective

COVID-19 changed our perspective on business risk. Foresight and captive insurance help business owners prepare for uncertainty and protect against catastrophic loss.

There Are Options to Insure Your Business

Options, choices, opportunities. Profitable businesses have powerful alternatives to traditional insurance, including captive insurance that creates greater control.

Opportunity Is Now Here

Is it 'opportunity is no where' or 'opportunity is now here'? For qualifying business owners, captive insurance is an opportunity that requires action today.

Lessons Learned from Captive in the Wilderness

Five days of flying and fishing in the wilderness revealed powerful parallels to captive insurance: let the captive do the work, manage risk, and embrace flexibility.

None of Your Business

Captive insurance should definitely be a part of your business. Like owning a building instead of renting, owning your insurer turns sunk costs into equity.

What's the Risk?

Business owners face risks every day. Don't curse the insurance companies — become one. Captive insurance is the antithesis of risk for qualified businesses.

Weddings and Captive Insurance

From courtship and commitment to the wedding party and lasting value, the parallels between weddings and captive insurance are surprisingly powerful.

Cell Phones and Captive Insurance Have Changed

Just like cell phones evolved from simple calls to powerful computers, captive insurance has evolved to offer layers of benefits for businesses of every size.

Captive Insurance in 60 Seconds

How much RISK can you carry?

What is Alink's Business?

August 26, 2024

Follow the Money

"Follow the money" reveals a pattern among those who accumulate wealth. Captive insurance offers transparency, understanding, and profitability for business owners.

Decision Making: What Great Quarterbacks and Business Owners Share

The best decision makers in business see things unfolding before they happen. Captive insurance is an opportunity to showcase these skills and create future value.

Begin YOUR Captive Journey

May 6, 2024

Captive Insurance Is No Longer a Secret

Captive insurance was never truly a secret, but it remains unfamiliar to most business owners. Learn why this powerful risk management tool is now more accessible.

Take Action: Three Reasons to Create Your Captive Insurance Company

Action breeds confidence and courage. Protect your company, create a profit center, and build your solution through captive insurance ownership.

A Better Way: Taking Action on Captive Insurance

Implementing a captive insurance company requires action. Education, study, preparation, and feasibility analysis are the steps to achieving a better way.

A Better Way to Solve Your Objectives with Captive Insurance

Captive insurance is often the solution to your business objectives, preserving capital, creating surplus, and generating wealth while managing risk.

The Private Equity Opportunity

January 15, 2024

There's a Better Way: Captive Insurance for Business Owners

Captive insurance allows business owners to formally insure exposures by creating their own insurance company, turning premiums into retained assets.

Security Through Captive Insurance

Financial security means different things to different people. Captive insurance provides formal protection, profitability, and efficiency for business owners seeking security.

Reps and Warranties: Protect Your Transaction

With M&A deal volumes surpassing $2.3 trillion and 50-90% of deals failing, reps and warranty insurance through your captive protects your side of the transaction.

What's the Risk?

February 1, 2023

Four Lessons Learned While Captive in Grand Junction

Good people, time well spent, coaching, and managing expectations — four lessons from Grand Junction that apply directly to captive insurance success.

Implement the Change!

August 15, 2022

4 Keys to Understanding Captives

It's Personal

Captive Insurance is what we do!

February 15, 2022

Important and Urgent!

Most of us spend too much time on what is urgent and not enough on what is important. Owning your own captive insurance company is both important and urgent.